All advice is provided in written form and a fee is charged.  The actual fee charged will depend upon the nature and scope of the advice or service we provide. A formal written quotation will be provided before any work is undertaken.  Only after acceptance of the quotation will work commence and payment of the mutually agreed fee is then expected upon presentation of the written advice.

The investment planning service usually has ongoing fees which are charged monthly by direct debit and based on a percentage of the funds under management.  These fees are called Portfolio Monitoring Service (PMS) fees.  All PMS fees will be fully disclosed in the written plan before commencement of the service.  In this case, no commission or brokerage will be received by Morgan Taylor Limited.

In the case of regular savings products not held within the Portfolio Monitoring Service, or KiwiSaver products, a small ongoing trail commission may be paid to Morgan Taylor Limited.  This is paid by the product provider, not by the investor.  This is typically between 0.15% p.a. and 0.25% p.a. of the value of the investment.  This will be fully disclosed in the written advice document before any investments are placed.

Our Financial Adviser, Gary Morgan, is remunerated by way of salary from Morgan Taylor Limited.